Employees Tips For Managers
I saw this list recently and thought our readers would like it. It’s very funny because it’s very
1. Never give me work in the morning. Always wait until
4:00pm and then bring it to me. The challenge of a deadline is refreshing.
2. If it's really a "rush job", run in and interrupt me every
10 minutes to inquire how it's going. That helps. Or even better, hover behind me, advising me at every
3. Always leave without telling anyone where you're going. It
gives me a chance to be creative when someone asks where you are.
4. Wait until my yearly review and THEN tell me what my goals
SHOULD have been. Give me a mediocre performance rating with a cost of living increase. I'm not here for the
5. If you give me more than one job to do, don't tell me
which is the priority. I like being a psychic.
6. Do your best to keep me late. I adore this office and
really have nowhere to go or anything to do. I have no life beyond work.
7. If a job I do pleases you, keep it a secret. If that gets
out, it could mean a promotion.
8. If you don't like my work, tell everyone. I like my name
to be popular in
conversations. I was born to be whipped.
9. If you have special instructions for a job, don't write
them down. In fact, save them until the job is almost done. No use confusing me with useful
10. Never introduce me to the people you're with. I have no
right to know anything. In the corporate food chain, I am plankton. When you refer to them later, my shrewd
deductions will identify them.
11. Tell me all your little problems. No one else has any and
it's nice to know
someone is less fortunate. I especially like the story about having to pay so much taxes on the bonus check you
received for being such a good manager.
If you’re a saver, you’ll want to make sure your savings keep you in
line with if not ahead of inflation. To do that, your benchmark savings rate is 6 per cent if you’re a basic
rate taxpayer. Impossible? Almost! New figures from research company Defaqto suggest that only three out of
more than 1,500 savings accounts stand up. HSBC’s Regular Saver pays 8.0 per cent after tax; but note that
this is a packaged account and what you pay for it pretty much wipes out the profit. Halifax Children's
Regular Saver pays 6 per cent but is only available for under-16s and Santander's Super Fixed Rate Monthly
Saver offers 6 per cent too; just so long as you switch to its current account.
Car Dealer Insider Info
I’m currently looking to upgrade our old family Citroen Picasso and
have been talking to a car trader pal of mine who offers two great tips when buying a second hand
1 - See what a car is worth by comparing it with price of
similar cars on autotrader.co.uk.
2- Pick a reliable car via peachorlemon.co.uk where owners rate
their cars as peaches (good) or lemons (bad).
Tax Rebate Scam Warning
I’ve had no less than 30 or so emails offering tax rebates over the
past week or two; I must be on a con-artist’ list of potential mugs! According to HMRC, they’ve shut down
more than 180 websites in the past three months. These sites have been sending out so-called HMRC emails
confirming tax rebates. Some are very convincing. But the bottom line is that, ‘We (HMRC) only ever contact
customers who are due a tax refund in writing, by post. If customers receive an email claiming to be from
HMRC, send it to us for investigation.' Here are a couple of useful, related links,
www.hmrc.gov.uk/incometax/refund-reclaim and www.hmrc.gov.uk/calcs/stc
Best Buy To Let Mortgages
I've just been offered some repossessions from a major high street
bank and am currently crunching the numbers to see whether these might work as BTL investments for me and,
given the quantity involved, Streetwise members. More to come on that but meantime it would be timely to set
out the latest, best-buy buy-to-let deals...
The Mortgage Works, 3-year fixed rate, 5.49 per cent, 3 per cent
fee, 80 per cent loan to value.
The Mortgage Works, 2-year fixed rate, 5.79 per cent, 2.5 per cent
fee, 80 per cent loan to value.
Nottingham Building Society, 2-year tracker, base + 4.09 per cent,
£995 fee, 75 per cent loan to value (as are the rest).
Halifax, 2-year tracker, base + 4.29 per cent, 2.5 per cent
NatWest, 2-year tracker, base + 4.49 per cent, £1,999
BM Solutions, 2-year fixed rate, 5.40 per cent, 2.5 per cent
The Mortgage Works, 2-year fixed rate, 5.64 per cent, 2.5 per cent
Post Office, 3-year fixed rate, 5.25 per cent, £1,495
Nottingham Building Society, 3-year fixed rate, 5.29 per cent,
Post Office, 5-year fixed rate, 5.89 per cent, £1,495
All for today. And, if the numbers crunch up well on the
repossessions, I'll have more details on those for you next